Commercial Vehicle Insurance–Why?
Commercial vehicle insurance, or Business Vehicle Insurance is designed to provide higher limits of insurance coverage for vehicles being used for commercial, service or retail purposes.
Personal vehicle insurance policies are not designed for vehicles owned by corporations or businesses. They rarely provide liability coverage in amounts required by commercial customers, and they do not offer coverage for certain uses or classes of vehicles.
Further, they cannot provide such business coverages as “non-owned auto”, “on-hook coverage”, and commercial trailer coverage. Nor will they provide “additional insured status” for vendors or customers.
For those reasons, the underwriting information required to quote business vehicle coverage is different and more extensive than with personal lines vehicle coverage.
Need a quote? Download the inquiry form and fax back to 818-337-7486. Don’t forget to provide us your contact information.