The Insurance Handbook
Just published, a handbook for insurance agents and customer service representatives. Learn insurance, avoid coverage gaps, save time, money and lawsuits.
Author: Marc
We Are All Sales Reps. We Need Protection.
A type of insurance that is relevant to sales reps is general liability insurance. If you travel to meet with clients or prospects, you are at risk. Here are the when and wherefores. General liability insurance, or commercial general liability (CGL), …
How Much is Your Employee Worth?
Employees are expensive, aren’t they? They cost you real money in their taxes and workers comp. But, you can’t run your business without them. There are some other costs associated with employees; there is the cost of acquisition, the cost …
How do I get out of my business when it’s time?
Let’s say you have been in business for some time, and family does not want to run the business when you are out. You have invested too much effort and time into making this business a success. Plus, you would …
Top ten insurance coverages for Contractors:
Do you have enough coverage to protect yourself for the time that you suffer a claim? We know that you do exceptional work, so you will never suffer a claim, right? Wrong!! Statistically wrong. Someone will not like your work, …
Are you Certain Your Restaurant is Properly Covered?
Let’s say you are a restaurateur and you are having a really bad week; first your chef cut himself while preparing, then your refrigerator died and all your cold-stored food spoiled. Then to top it off, one of your delivery …
Are you Certain Your Restaurant is Properly Covered? Read more »
Did your HOA premium just take a jump?
Have you received an increased HOA insurance premium from your old standby insurance company? The one who used to be the most competitive? You are apparently not alone. Those companies have experienced rate increases this year and HOAs are noticing. …
Is that your defense, Mr. Jones?
“I was only kidding”; “it didn’t happen like that”; “it was consensual”; “she wanted it”; “it was no big deal”; “I’m innocent”; and the ever popular, “I’m old and blind.” What the heck is going on in the world? Employers …
Nobody Wants Me.
You are a business with a few (or maybe many) vehicles to insure. Maybe Nationwide or Liberty Mutual insured them for you; great companies, but they have decided to insure fleets of vehicles on a very restricted (in most cases, …
Finally Understand Your Commercial Insurance Policy
Navigating an insurance policy can be a daunting thing. You just received your policy from your agent and you would really like to know what it says on that 50 to 100 pages of text and form. I can explain …
Finally Understand Your Commercial Insurance Policy Read more »